What Is Life Insurance?
Life insurance is a contract that ensures your loved ones receive a tax-free payout after your passing, helping them cover expenses and maintain stability.
It’s a financial safety net for your family when they need it most.
What It Covers
What Can Life Insurance Help Pay For?
Funeral & burial costs
Rent or mortgage payments
Replacing lost income
College tuition or education expenses
Final medical bills
Supporting a family business
Leaving a financial legacy
Types of Life Insurance
Your Options Explained
Term Life Insurance
10, 20, or 30-year coverage
Affordable, straightforward protection
Only pays if you pass away during the term
Whole Life Insurance
Lifetime protection
Builds cash value over time
Higher cost, guaranteed benefit
Indexed Universal Life (IUL)
Market-indexed growth potential
Tax-free retirement income
Flexible payments and lifetime coverage
Compare Your Options
Your Options Explained
Feature
Coverage Duration
Builds Cash Value
Monthly Cost
Best For
Tax-Free Payout
Borrow Against Policy
Term Life
10–30 years
❌
💲 Low
Budget Coverage
✅
❌
Whole Life
Lifetime
✅
💲💲💲 High
Legacy Planning
✅
✅
Indexed UL
Lifetime
✅
💲💲 Moderate
Growth + Flexibility
✅
✅
Bonus: Free Download (After Submission)
Free Guide: “5 Things to Know Before Choosing Life Insurance”
Download instantly after submitting your form, to help you make a smart, informed choice.
Frequently Asked Questions
Do I really need life insurance?
Yes, it’s critical if anyone depends on you financially.
How much does it cost?
Plans start at just $15/month, depending on age, health, and coverage.
Do I need a medical exam?
Some plans do, but we also offer no-exam options.
Can I change or upgrade my plan later?
Absolutely. Many policies are built to adapt as life changes.
What’s the difference between term and whole life?
Term is more affordable and temporary. Whole is lifelong and builds cash value.
How do I get started?
Just fill out our quick form. We’ll help you compare your best options, no pressure.